Purchasing a home is usually the largest consumer investment you will ever make in your lifetime. Title Insurance protects you against hidden title defects that may threaten your ownership. The modest, one-time fee is collected at closing. If you are obtaining financing, the lender will require you to purchase a Lenders Title Insurance policy to cover their investment in the property up to the mortgage amount. We require the protection of the Owners Policy to protect your interest up to the purchase price. Purchasing the Owners Policy with the Lenders Policy at the closing makes the cost of both policies much cheaper.