Real estate closings are meticulous and quite involved. To ensure that the closing for your real estate transaction goes smoothly, please be certain that you observe the following:
Attendance: It is imperative that all parties attend the closing. If this presents a problem, please notify us immediately. If a Power of Attorney is necessary, we can prepare it at your convenience for an additional fee that will be charged as part of your closing costs.
Homeowner's Insurance: If you are obtaining lender financing, you will need to provide us with the insurance binder and one year's paid receipt at least two (2) weeks prior to the closing. The lender should be named as the lien-holder in the exact manner as indicated in the mortgagee clause of your commitment letter. Coverage must begin on or before the closing date.
Condominium Insurance: If the property is a condominium, you will need to obtain the insurance statement from the condominium association. Your lender should be named as the lien-holder in the exact manner as indicated in the mortgagee clause of your commitment letter. Your lender may also require you to obtain insurance for the contents of the condominium.
Mobile Homes: If the property is in a mobile home park, you need to be sure that the park owner has approved you to purchase the property.
Photo Identification: Each buyer needs to bring a valid driver's license and one additional photo ID to closing for notary purposes.
Closing Funds: The closing funds must be payable in an amount we will provide prior to closing. We accept cashier's checks, certified checks, and wire transfers.