The Settlement/Closing Process for Sellers

Selling real estate is an important transaction.  We strive to provide great service to our sellers. The following Settlement/Closing Process is generally what you can expect when you sell real estate.


1. Our closing department receives the title request.

  • The closing department will open a file relating to the sale of your property, and begin collecting information for the closing.

2. We perform a title search on the property.

  • The title search is completed by reviewing the appropriate county's Registry of Deeds and probate records to determine who owns the property, and whether there are any liens or attachments on the property. We also look for any easements, covenants, or restrictions on how the owner can use the property. If the title search reveals any title defect, it is the responsibility of the owner to correct the defect before proceeding with the closing.

3. Then, the closing is scheduled for a date and time that is convenient for all parties.

4. After scheduling, our closing department prepares the HUD-1 Settlement Statement.

5. The closing is then conducted by members of our staff.

  • All pertinent documents, including deeds, mortgages, and lender and state forms, are signed.  We prepare recordable documents for the Registry of Deeds.

6. Then, we collect all closing funds for the charges collected on the HUD-1 Settlement Statement.

7. After collecting the funds, we update the title, and record at the appropriate county's Registry of Deeds.

8. We then disburse all closing funds for the charges collected on the HUD-1 Settlement Statement.

9. Finally, we prepare the title insurance policies.

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Learn more about:

The Settlement/Closing Process for Sellers

Get ready for your closing:

Seller's Checklist

Seller's Questionnaire

Click here to download our Seller's Questionnaire (pdf) to complete and return to us.